Specializing In Insurance For Professional IT Businesses

We offer the following business insurance for IT Professionals:

  • Business Owners Policy (BOP)
  • Coverage for Client Contract
  • Crime Liability Insurance
  • Errors & Omissions Insurance
  • General Liability Insurance
  • Hired Non Owned Auto
  • Professional Liability Insurance
  • Umbrella Insurance
  • Workers' Compensation Insurance

What distinguishes one insurance company from another is the type of service it provides, how that service is offered and the price of the service. We are dedicated to providing you with world-class service at an affordable price, while working with you in a friendly and personal manner.   We have General Liability policies stating at only $399 per year and Workmans Compensation begins at only $190 per year.   Please contact us for a quote on these or any of the other business insurance plans we offer.   

We are a family owned business and our employees are specialists in the insurance industry and are dedicated to working on your specific needs. All of our employees have the knowledge and experience to determine the kind of insurance coverage you require, and they also care enough to listen to your needs and concerns.

IT Businesses We Insure:
Application Service Providers
Computer Consultants
Computer Programmers
Database Administrators/Designers
Information Technology Consultants 
Integration Specialist
IT Project Managers
Software Developers
Software Development & Software Programs Services 
System Designers
Telecom Consultants
Website Developers

BUSINESS OWNERS POLICY:  Insurance policies that combine protection from all major property and liability risks in one package. A Business Owner Policy, or BOP, is an insurance package that assembles the basic coverages required by a business owner in one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages. Business Owners Policies usually target small and medium-sized businesses and typically contain business interruption insurance, which provides reimbursement for up to a year of lost revenue resulting from an insured property loss.

COVERAGE FOR CLIENT CONTRACT: Insurance required by a client for you to be able to bid on a contract or job. 

CRIME LIABILITY INSURANCE:  Insurance to manage the loss exposures resulting from criminal acts such as robbery, burglary and other forms of theft. It is also called "fidelity insurance". Many businesses purchase crime insurance that allows them to file claims for employee theft or other offenses with the potential to cause financial ruin.

ERRORS & OMMISSIONS INSURANCE:  A professional liability insurance that protects companies and individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements, up to the amount specified on the insurance contract.

GENERAL LIABILITY INSURANCE: Coverage for an insured party when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.

HIRED NON-OWNED AUTO: Covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees).

PROFESSIONAL LIABILITY INSURANCE: Insurance that protects professionals negligence and other claims initiated by their clients. It is required by professionals who have expertise in a specific area, because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice or misrepresentation.

UMBRELLA POLICY: Umbrella coverage is insurance coverage that extends the terms of a regular insurance policy once coverage limits for the regular policy have been reached. Specifically, umbrella coverage is for people who want protection against a large jury award that is not covered in their standard policy.

WORKERS' COMPENSATION INSURANCE: Insurance providing wage replacement and medical benefits to employees injured in the course of employment, in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.