Business Auto Insurance
Keep Your Child Care Transportation Protected and Moving Forward
Whether you transport children for after-school activities or pick up supplies, your business vehicles are a vital part of daily operations. Aleaf Insurance helps Frisco-based child care providers get the right coverage for company-owned vans, cars, and staff drivers. We guide you through liability, vehicle damage, and passenger protection—without the jargon. Our team ensures that every policy is tailored to your usage and safety standards. You drive with care; we’ll back you with coverage that keeps you moving forward.
Why does a child care facility in Texas need business auto insurance for transporting children?
When your child care center transports children—even occasionally—your liability increases significantly. Texas law requires commercial coverage if a vehicle is used for business purposes, and relying on personal insurance in these cases may leave you exposed. Business auto insurance helps protect your facility if an accident occurs during drop-offs, field trips, or any work-related driving. It covers damages, injuries, and legal claims. Aleaf Insurance ensures your Frisco daycare is covered for the real-life scenarios you face on the road.What’s the difference between personal auto insurance and commercial auto insurance for daycares?
Personal auto insurance is meant for individual or family use, not business activities. If you use your car to transport children for your child care business, most personal policies will deny coverage in the event of an accident. Business auto insurance fills this gap, offering protection that’s tailored to commercial risks. Aleaf Insurance helps you secure the right policy so you’re never left guessing what’s covered. It’s one of the most important ways to protect your staff, your children, and your business.What types of vehicles can be covered under a business auto insurance policy?
A wide variety of vehicles can be covered, including vans, buses, SUVs, and even personal vehicles used for business errands. Whether your Frisco child care center owns a fleet or just one vehicle, Aleaf Insurance can build a policy to fit. We’ll make sure your business use is properly documented and that your coverage reflects your actual risks. Even borrowed or leased vehicles can be included. We customize your coverage to meet your center’s operations today and as you grow.Does business auto insurance cover both the vehicle and the people riding in it?
Yes, business auto insurance typically covers both vehicle damage and liability for injuries to passengers, pedestrians, and drivers. Optional add-ons can include medical payments, uninsured motorist protection, and hired/non-owned vehicle coverage. If you’re transporting children, the right policy should include high liability limits and strong passenger coverage. Aleaf Insurance ensures your daycare’s transportation plan has no gaps or gray areas. That way, you’re legally compliant—and emotionally confident—in every trip you take.How can Aleaf Insurance help me choose the right coverage for my daycare's transportation needs?
At Aleaf Insurance, we start by understanding how your Frisco-area daycare actually uses its vehicles. Do you take kids on field trips? Are staff transporting supplies? We match those day-to-day realities with the right protections and help you avoid unnecessary coverage that drives up costs. Our focus is on honest, friendly guidance and long-term relationships. Because we’re local, we know the regulations and risks you face—and we’re here to help every mile of the way.
Let's find the right coverage for you!
At Aleaf, we treat every childcare provider with care, transparency, and deep respect for the work you do. We’re not just here to sell a policy—we’re here to help you stay open, stay protected, and keep growing.
Compliant Protection
We know your licensing and liability requirements inside and out—and help ensure you’re fully covered and audit-ready.
Real Risk Management
From student accidents to property damage to professional liability, we offer policies that address the real exposures childcare businesses face.
Client-First Focus
We are happy to serve your and treat every client task with dignity, honesty, and fierce advocacy.
Responsive Support
We’re just a call away when the unexpected happens—helping you navigate claims with clarity and confidence.
Your Protection Starts with a Conversation
When you’re responsible for children, families, staff, and your own livelihood, there’s no room for guesswork in your insurance. You need coverage that fits your business, meets licensing standards, and shields you from the real risks you face every day. At Aleaf, we specialize in working with childcare providers—bringing clarity, calm, and confidence to every policy we build. Let’s take the time to understand your center, answer your questions, and find the coverage that gives you peace of mind.
Your next step is simple: book a consultation today.
