Business Income Insurance
Support Your Income When the Unexpected Interrupts Your Business
When unexpected disruptions force your child care center to pause operations, business income insurance can be your financial lifeline. At Aleaf Insurance, we help Frisco providers stay on solid ground, even when the doors are temporarily closed. This coverage replaces lost revenue due to events like fire, storm damage, or other covered interruptions. We make sure your policy reflects the true value of your services and your community impact. With Aleaf by your side, recovery starts with reassurance.
What does business income insurance cover for child care providers in Frisco, TX?
Business income insurance replaces lost revenue if your child care center is forced to close due to a covered event like fire, storm damage, or vandalism. For child care providers in Frisco, it helps keep your operation financially stable during recovery. It ensures you can meet your obligations—like paying staff and covering bills—even if your doors are temporarily shut. Without it, even a short closure could set your business back months. Aleaf Insurance builds plans that cushion your center against unexpected interruptions.How can a temporary closure impact my child care business financially if I’m not insured?
A temporary closure without income protection can be devastating. You might still owe rent, utilities, and employee wages even though no tuition is coming in. For many small child care businesses, this kind of cash flow interruption can lead to permanent closure. Business income insurance bridges that gap, offering peace of mind and operational stability. Aleaf Insurance works with Frisco-area child care providers to make sure a short-term disaster doesn't lead to long-term loss.Is business income insurance only necessary for large child care centers?
No, this coverage is valuable for child care centers of all sizes. Whether you run a home daycare or a multi-classroom center, your business relies on consistent tuition and steady operations. Business income insurance helps protect that revenue stream no matter your size. Smaller providers often feel financial disruptions more acutely, so this policy can be even more crucial. Aleaf Insurance tailors the coverage to your needs and ensures you’re not over- or underinsured.Does this insurance help cover payroll and rent while my center is closed?
Yes, most business income policies can help cover fixed costs like rent, utilities, and payroll while your child care center is closed due to a covered event. Some policies even include extra expense coverage to help you reopen faster or operate from a temporary location. At Aleaf Insurance, we help you choose the right options for your Frisco child care business. Our goal is to keep your team supported and your business resilient through the unexpected.How can Aleaf Insurance help me determine the right income protection coverage?
Aleaf Insurance reviews your income, fixed expenses, and risk exposures to help you select the right coverage limits. We look at what would happen if you had to close for a week, a month, or longer. Then we guide you through choosing a policy that reflects your real financial needs—not just a generic average. With deep experience working with Frisco child care businesses, we know the right questions to ask. And we’re always here to adjust your plan as your business grows.
Let's find the right coverage for you!
At Aleaf, we treat every childcare provider with care, transparency, and deep respect for the work you do. We’re not just here to sell a policy—we’re here to help you stay open, stay protected, and keep growing.
Compliant Protection
We know your licensing and liability requirements inside and out—and help ensure you’re fully covered and audit-ready.
Real Risk Management
From student accidents to property damage to professional liability, we offer policies that address the real exposures childcare businesses face.
Client-First Focus
We are happy to serve your and treat every client task with dignity, honesty, and fierce advocacy.
Responsive Support
We’re just a call away when the unexpected happens—helping you navigate claims with clarity and confidence.
Your Protection Starts with a Conversation
When you’re responsible for children, families, staff, and your own livelihood, there’s no room for guesswork in your insurance. You need coverage that fits your business, meets licensing standards, and shields you from the real risks you face every day. At Aleaf, we specialize in working with childcare providers—bringing clarity, calm, and confidence to every policy we build. Let’s take the time to understand your center, answer your questions, and find the coverage that gives you peace of mind.
Your next step is simple: book a consultation today.
