Directors & Officers (D&O) Insurance
Protect Your Leadership Team from Personal Liability
The decisions your leadership team makes shape your child care center’s future—and those decisions come with liability. Aleaf Insurance helps protect Frisco child care directors and board members from personal risk related to their business roles. We explain D&O coverage in plain terms and help you build protection that reflects your unique responsibilities. Whether you're overseeing hiring, budgeting, or parent disputes, this coverage keeps leadership secure. With Aleaf, you can focus on your mission, not legal fallout.
What is Directors and Officers insurance and how does it apply to my child care center?
Directors and Officers (D&O) insurance protects leaders at your child care center—like owners, board members, and administrators—against legal claims arising from their decisions. Whether it's a hiring issue, financial dispute, or policy change, this coverage helps defend them if they’re personally named in a lawsuit. At Aleaf Insurance, we help child care providers in Frisco safeguard the individuals who make your center run smoothly.Can child care board members or decision-makers be held personally liable for business decisions?
Yes, in many cases, individuals can be personally named in lawsuits related to business decisions, even when acting on behalf of the child care center. Without D&O coverage, their personal assets could be at risk. From disciplinary actions to funding disputes, D&O insurance offers protection so your leaders can serve with confidence. Aleaf Insurance ensures your team is protected, not just your business name.What types of claims does D&O insurance typically cover for child care providers?
Typical D&O claims for child care centers might involve allegations of mismanagement, failure to follow bylaws, discrimination, or even wrongful termination. These claims can arise from staff, vendors, or even parents. D&O insurance helps pay for legal defense, settlements, and damages. Aleaf Insurance works with Frisco-based centers to ensure your coverage matches the real-world risks you face in daily operations.Is D&O insurance only necessary for large centers or franchises?
No, D&O insurance is just as important for small and midsize centers. Even informal boards or LLC owners can be held liable for their decisions. As regulatory and legal scrutiny grows, especially in child-focused services, D&O coverage has become a must-have regardless of business size. Aleaf Insurance helps Frisco daycares secure affordable, appropriately scaled D&O protection.How does Aleaf Insurance tailor D&O coverage for small and midsize child care businesses?
We customize your D&O policy based on your center’s structure, staff size, and governance style. Whether you're running a single-site daycare or managing multiple facilities, Aleaf Insurance makes sure your leadership is protected. We simplify the process and explain every detail, so you can focus on supporting families and staff—not worrying about legal exposure.
Let's find the right coverage for you!
At Aleaf, we treat every childcare provider with care, transparency, and deep respect for the work you do. We’re not just here to sell a policy—we’re here to help you stay open, stay protected, and keep growing.
Compliant Protection
We know your licensing and liability requirements inside and out—and help ensure you’re fully covered and audit-ready.
Real Risk Management
From student accidents to property damage to professional liability, we offer policies that address the real exposures childcare businesses face.
Client-First Focus
We are happy to serve your and treat every client task with dignity, honesty, and fierce advocacy.
Responsive Support
We’re just a call away when the unexpected happens—helping you navigate claims with clarity and confidence.
Your Protection Starts with a Conversation
When you’re responsible for children, families, staff, and your own livelihood, there’s no room for guesswork in your insurance. You need coverage that fits your business, meets licensing standards, and shields you from the real risks you face every day. At Aleaf, we specialize in working with childcare providers—bringing clarity, calm, and confidence to every policy we build. Let’s take the time to understand your center, answer your questions, and find the coverage that gives you peace of mind.
Your next step is simple: book a consultation today.
