Umbrella Insurance
Extra Protection When Your Child Care Center Needs It Most
Some risks go beyond what your basic policies cover—and that’s where umbrella insurance comes in. Aleaf Insurance helps Frisco child care centers add an extra layer of protection for those rare but high-cost events. Whether it’s a major lawsuit or a claim that exceeds your standard limits, we’ve got you covered. We help you understand where your risks are and how much coverage makes sense. With Aleaf, your protection goes the extra mile—just like you do.
What is umbrella insurance and how does it support child care centers?
Umbrella insurance provides extra liability protection beyond the limits of your existing general or professional liability policies. It’s designed for those “worst-case” scenarios that go beyond what your primary insurance can cover. For child care centers, this extra buffer can mean staying in business after a high-cost claim. Aleaf Insurance helps Frisco providers prepare for the unexpected.When would a child care business actually need umbrella insurance?
If your daycare faces a major lawsuit—for example, a severe injury, professional error, or staff-related incident—your primary insurance might not be enough. Umbrella insurance kicks in when those limits are exhausted, preventing you from paying out of pocket. Aleaf Insurance helps Frisco centers stay protected no matter how large the risk.Does umbrella coverage extend beyond basic liability limits?
Yes, umbrella coverage increases the limits on your existing policies. If your general liability caps at $1 million and a claim exceeds that, the umbrella policy fills in the gap. This is especially helpful when your facility serves many families and has multiple employees. Aleaf Insurance ensures your coverage can scale with your liability exposure.How does this type of coverage protect against large lawsuits or unexpected claims?
Large claims aren’t just financially devastating—they can affect your reputation, morale, and ability to operate. Umbrella insurance helps protect your assets, payroll, and peace of mind if a big claim ever hits. Aleaf Insurance supports Frisco child care businesses with plans that create true long-term security.Why should Frisco-based child care centers consider umbrella insurance through Aleaf?
Frisco’s rapid growth and tight-knit community mean your business is visible—and vulnerable. An umbrella policy from Aleaf Insurance ensures you’re prepared for high-value claims, even in unlikely situations. We help child care centers add this powerful coverage affordably and with full clarity.
Let's find the right coverage for you!
At Aleaf, we treat every childcare provider with care, transparency, and deep respect for the work you do. We’re not just here to sell a policy—we’re here to help you stay open, stay protected, and keep growing.
Compliant Protection
We know your licensing and liability requirements inside and out—and help ensure you’re fully covered and audit-ready.
Real Risk Management
From student accidents to property damage to professional liability, we offer policies that address the real exposures childcare businesses face.
Client-First Focus
We are happy to serve your and treat every client task with dignity, honesty, and fierce advocacy.
Responsive Support
We’re just a call away when the unexpected happens—helping you navigate claims with clarity and confidence.
Your Protection Starts with a Conversation
When you’re responsible for children, families, staff, and your own livelihood, there’s no room for guesswork in your insurance. You need coverage that fits your business, meets licensing standards, and shields you from the real risks you face every day. At Aleaf, we specialize in working with childcare providers—bringing clarity, calm, and confidence to every policy we build. Let’s take the time to understand your center, answer your questions, and find the coverage that gives you peace of mind.
Your next step is simple: book a consultation today.
